What salary do you need to live in Laredo, TX?
For a single person: about $62,000/year before taxes to live comfortably. That's the gross income whose TX-taxed take-home covers roughly $1,161 rent plus everyday essentials, with a 20% cushion for savings. Figures include 2025 federal tax, FICA, and no state income tax (Texas doesn't have one).
What jobs here actually pay: the typical Laredo worker earns about $37,250/year (BLS OEWS, all occupations) — below the $51,500 a single person needs to cover local essentials, so a median local job alone runs 28% short.
Single person — est. essentials $3,617/mo
Tight
take-home covers $3,617/mo
$51,500/yr
Comfortable
take-home covers $4,340/mo
$62,000/yr
Thriving
take-home covers $5,426/mo
$80,500/yr
2-person household — est. essentials $4,869/mo
Tight
take-home covers $4,869/mo
$67,500/yr
Comfortable
take-home covers $5,843/mo
$82,000/yr
Thriving
take-home covers $7,304/mo
$104,000/yr
3-person household — est. essentials $5,925/mo
Tight
take-home covers $5,925/mo
$83,000/yr
Comfortable
take-home covers $7,110/mo
$101,000/yr
Thriving
take-home covers $8,888/mo
$127,500/yr
4-person household — est. essentials $6,647/mo
Tight
take-home covers $6,647/mo
$94,000/yr
Comfortable
take-home covers $7,976/mo
$114,000/yr
Thriving
take-home covers $9,971/mo
$146,000/yr
How we calculate this
Essentials = typical rent ($1,161) + a national non-housing baseline by household size ($2,450 for one person) + Texas's combined sales tax on the taxable share of that spending. We then solve for the gross salary whose after-tax take-home hits each tier, including municipal income tax where the city levies one. These assume adults sharing a home. A household with young children also pays childcare, which in most cities is the largest line after rent — run a search with your own household to price it. Property taxes aren't modeled — see the methodology.
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