What salary do you need to live in Minneapolis, MN?
For a single person: about $79,000/year before taxes to live comfortably. That's the gross income whose MN-taxed take-home covers roughly $1,709 rent plus everyday essentials, with a 20% cushion for savings. Figures include 2025 federal tax, FICA, and an effective 4.8% Minnesota income tax.
What jobs here actually pay: the typical Minneapolis worker earns about $59,320/year (BLS OEWS, all occupations) — below the $63,500 a single person needs to cover local essentials, so a median local job alone runs 7% short.
Single person — est. essentials $4,188/mo
Tight
take-home covers $4,188/mo
$63,500/yr
Comfortable
take-home covers $5,026/mo
$79,000/yr
Thriving
take-home covers $6,282/mo
$103,000/yr
2-person household — est. essentials $5,633/mo
Tight
take-home covers $5,633/mo
$82,500/yr
Comfortable
take-home covers $6,760/mo
$100,500/yr
Thriving
take-home covers $8,450/mo
$128,000/yr
3-person household — est. essentials $6,964/mo
Tight
take-home covers $6,964/mo
$104,000/yr
Comfortable
take-home covers $8,357/mo
$126,500/yr
Thriving
take-home covers $10,446/mo
$165,500/yr
4-person household — est. essentials $7,959/mo
Tight
take-home covers $7,959/mo
$120,000/yr
Comfortable
take-home covers $9,551/mo
$148,500/yr
Thriving
take-home covers $11,939/mo
$194,000/yr
How we calculate this
Essentials = typical rent ($1,709) + a national non-housing baseline by household size ($2,450 for one person) + Minnesota's combined sales tax on the taxable share of that spending. We then solve for the gross salary whose after-tax take-home hits each tier, including municipal income tax where the city levies one. These assume adults sharing a home. A household with young children also pays childcare, which in most cities is the largest line after rent — run a search with your own household to price it. Property taxes aren't modeled — see the methodology.
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