What salary do you need to live in San Antonio, TX?
For a single person: about $60,000/year before taxes to live comfortably. That's the gross income whose TX-taxed take-home covers roughly $1,250 rent plus everyday essentials, with a 20% cushion for savings. Figures include 2025 federal tax, FICA, and no state income tax (Texas doesn't have one).
Single person — est. essentials $3,483/mo
Tight
take-home covers $3,483/mo
$49,500/yr
Comfortable
take-home covers $4,180/mo
$60,000/yr
Thriving
take-home covers $5,225/mo
$77,000/yr
2-person household — est. essentials $4,756/mo
Tight
take-home covers $4,756/mo
$66,000/yr
Comfortable
take-home covers $5,707/mo
$80,000/yr
Thriving
take-home covers $7,134/mo
$101,500/yr
3-person household — est. essentials $5,746/mo
Tight
take-home covers $5,746/mo
$80,500/yr
Comfortable
take-home covers $6,895/mo
$98,000/yr
Thriving
take-home covers $8,619/mo
$123,500/yr
4-person household — est. essentials $6,626/mo
Tight
take-home covers $6,626/mo
$94,000/yr
Comfortable
take-home covers $7,951/mo
$113,500/yr
Thriving
take-home covers $9,939/mo
$145,500/yr
How we calculate this
Essentials = typical rent ($1,250) + a national non-housing baseline by household size ($2,450 for one person) + Texas's combined sales tax on the taxable share of that spending. We then solve for the gross salary whose after-tax take-home hits each tier. Local income taxes and property taxes aren't modeled — see the methodology.
Planning a move here?
Get notified when San Antonio gets more affordable, plus relocation tips.
Unsubscribe anytime