Question 1

Is Saint Paul or Toledo cheaper to live in?

Accepted Answer

Toledo, OH is cheaper. Estimated essentials for a single person run about $350/month less than in Saint Paul, covering rent plus everyday costs. Typical rent is $1,248/mo in Saint Paul versus $1,076/mo in Toledo.

Question 2

What salary do you need in Saint Paul vs Toledo?

Accepted Answer

Living comfortably takes roughly $71,000/year before tax in Saint Paul, MN and $63,000/year in Toledo, OH — a difference of about $8,000. Both figures are after state and local income taxes are accounted for.

Question 3

Is Saint Paul or Toledo cheaper for a family?

Accepted Answer

Toledo, the same answer as for a single person. Two adults with a pre-schooler and a school-age child run about $10,204/month in Saint Paul and $8,754/month in Toledo, including county-median childcare.

Question 4

Should I move to Saint Paul or Toledo?

Accepted Answer

It depends on what you weight. Toledo costs less month to month, but cost is one of six factors — jobs, safety, climate, housing and amenities all differ too. Compare them against your own income and priorities rather than a single ranking.

Metric	Saint Paul61	Toledo60
Est. monthly cost (single)	$3,834	$3,484
Est. monthly cost (family of 4, incl. childcare)	$10,204	$8,754
Salary for comfort	$71,000/yr	$63,000/yr
Typical rent	$1,248	$1,076
Median home value	$280,300	$107,000
Median household income	$73,055	$47,532
Unemployment	4.4%	4.9%
Housing score	77	79
Jobs score	37	34
Safety score	48	27
Climate score	61	82
Amenities score	47	41
Population	307.8K	268.5K
Summer high / winter low	83° / 9°	84° / 19°

Saint Paul, MN vs Toledo, OH