Where Do I Move?

Midwest · South Dakota · pop 197.6K

Sioux Falls, SD

Fit score

Fair match

at the reference profile: one person earning $6,700/mo gross, default weights.

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After estimated taxes in SD, your $6,700/mo income nets about $5,412 — covering estimated essentials here (about $1,128 rent plus everyday costs incl. local sales tax) with roughly $1,837 left over.

Home prices are within reach relative to local pay — the median home ($271,400) is about 3.6× the median household income.

Reported crime rates sit below most similar-sized cities in this dataset.

Tradeoff: this is a quieter market with fewer restaurants and entertainment options per resident.

AFFORDABILITY94HOUSING82JOBS56SAFETY60CLIMATE33AMENITIES19

The Sioux Falls fit print

Est. monthly cost

$3,575/mo

Typical rent

$1,327/mo

Home value ÷ income

3.6×

Score breakdown

Affordability
94
Housing
82
Jobs
56
Safety
60
Climate
33
Amenities
19

The data behind the score

Money (Census ACS · HUD)

Median gross rent
$1,327/mo
Median home value
$271,400
Median household income
$74,714
Population
197,642

Work (BLS)

Unemployment rate
0.0%
Job growth (1yr)
0.0%

Safety (FBI CDE, per 100k)

Violent crime rate
0
Property crime rate
0

Climate (NOAA normals)

Avg. summer high
84°F
Avg. winter low
7°F
Sunny days / year
0
Days ≥100°F by 2050 (air temp)
≈11/yr
Dangerous humid days by 2050 (feels-like)
≈0/yr
Unhealthy air days
≈10/yr
Annual rain
26"
Annual snow
45"

Community & access (approx.)

2024 county margin
R+13
Bachelor's degree or higher
≈37%
Major airport
≈15 mi
Time zone
CT
Walkability
40/100
Transit
30/100
Disaster risk
52/100
Top natural hazard
Cold wave
Local pay covers local costs. A typical Sioux Falls household earns about $75k — enough to cover the local cost of living (about $67k to break even here). Taking a local job here is realistic.
A citywide number is an average. Rent, safety, and everything else vary block by block — treat these figures as a starting point and research specific neighborhoods before committing.

Data vintage: acs2023-5yr+zori-2026-06-30. Sources & methodology

Natural-hazard risk

Wildfire

low risk

Hurricanes

low risk

Tornadoes

high risk

Flooding

moderate risk

Earthquakes

low risk

Severe winter

high risk

Per-hazard risk-index scores from FEMA's National Risk Index for this city's county, with any hazard FEMA doesn't score filled in by our model. Screen by hazard from search.

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Go deeper

Buy vs. rent the median home

Owning the median Sioux Falls home would run about $2,083/mo (mortgage, tax, insurance, upkeep) versus $1,327/mo to rent — about $756/mo more to buy at today's 6.60% rate.

To own$2,083/mo
Mortgage (P&I)
$1,387
Property tax
$244
Insurance (state avg)
$226
Maintenance
$226
To rent$1,327/mo

Buying costs about $756/mo more.

Median home $271,400 · $54,280 down

Estimate only: 30-year fixed, state-average property tax and homeowners insurance, ~1%/yr maintenance. Part of the mortgage payment builds equity, which a pure outlay comparison ignores; and the median home is typically larger than the median rental, which biases the gap toward renting. Ignores closing costs, HOA dues, PMI on low down payments, and the opportunity cost of the down payment. Not a lending quote.

What will the move cost?

Moving to Sioux Falls

About 1,177 mi from New York, NY.

DIY — rental truck

$1,550$2,200

One-way truck, mileage, and fuel. Your labor.

Full-service movers

$4,850$7,000

Pros load, drive, and unload. Packing usually extra.

Rough estimates from distance and household size — real quotes vary with season, access, exact inventory, and fuel. Get a few binding quotes before you book.

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