WhereDoIMove · Relocation report
South · Texas · pop 202.3K
McKinney, TX
Good match
at the reference profile: one person earning $6,700/mo gross, default weights.
Personalize this score →After estimated taxes in TX, your $6,700/mo income nets about $5,412 — covering estimated essentials here (about $1,546 rent plus everyday costs incl. local sales tax) with roughly $1,211 left over.
Home prices are within reach relative to local pay — the median home ($439,500) is about 3.7× the median household income.
Expect summer highs near 92°F, winter lows around 30°F, and about 0 sunny days a year.
The McKinney fit print
Est. monthly cost
$4,201/mo
Typical rent
$1,819/mo
Home value ÷ income
3.7×
Score breakdown
The data behind the score
Money (Census ACS · HUD)
- Median gross rent
- $1,819/mo
- Median home value
- $439,500
- Median household income
- $120,273
- Population
- 202,314
Work (BLS)
- Unemployment rate
- 0.0%
- Job growth (1yr)
- 0.0%
Safety (FBI CDE, per 100k)
- Violent crime rate
- 0
- Property crime rate
- 0
Climate (NOAA normals)
- Avg. summer high
- 92°F
- Avg. winter low
- 30°F
- Sunny days / year
- 0
- Days ≥100°F by 2050 (air temp)
- ≈45/yr
- Dangerous humid days by 2050 (feels-like)
- ≈0/yr
- Unhealthy air days
- ≈10/yr
- Annual rain
- 42"
- Annual snow
- 1"
Community & access (approx.)
- 2024 county margin
- R+11
- Bachelor's degree or higher
- ≈53%
- Major airport
- ≈15 mi
- Time zone
- CT
- Walkability
- 40/100
- Transit
- 30/100
- Disaster risk
- 56/100
- Top natural hazard
- Tornado
Data vintage: acs2023-5yr+zori-2026-06-30. Sources & methodology
Natural-hazard risk
Wildfire
moderate risk
Hurricanes
moderate risk
Tornadoes
high risk
Flooding
high risk
Earthquakes
moderate risk
Severe winter
moderate risk
Per-hazard risk-index scores from FEMA's National Risk Index for this city's county, with any hazard FEMA doesn't score filled in by our model. Screen by hazard from search.
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Go deeper
Buy vs. rent the median home
Owning the median McKinney home would run about $3,630/mo (mortgage, tax, insurance, upkeep) versus $1,819/mo to rent — about $1,811/mo more to buy at today's 6.60% rate.
- Mortgage (P&I)
- $2,246
- Property tax
- $579
- Insurance (state avg)
- $440
- Maintenance
- $366
Buying costs about $1,811/mo more.
Median home $439,500 · $87,900 down
Estimate only: 30-year fixed, state-average property tax and homeowners insurance, ~1%/yr maintenance. Part of the mortgage payment builds equity, which a pure outlay comparison ignores; and the median home is typically larger than the median rental, which biases the gap toward renting. Ignores closing costs, HOA dues, PMI on low down payments, and the opportunity cost of the down payment. Not a lending quote.
What will the move cost?
Moving to McKinney
About 1,349 mi from New York, NY.
DIY — rental truck
$1,750–$2,500
One-way truck, mileage, and fuel. Your labor.
Full-service movers
$5,200–$7,500
Pros load, drive, and unload. Packing usually extra.
Rough estimates from distance and household size — real quotes vary with season, access, exact inventory, and fuel. Get a few binding quotes before you book.
Find jobs in McKinney
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