Where Do I Move?

West · California · pop 172.5K

Oceanside, CA

Fit score

Weak match

at the reference profile: one person earning $6,700/mo gross, default weights.

Personalize this score →

After estimated taxes in CA, your $6,700/mo income nets about $5,120, while estimated essentials run about $5,546/mo — roughly $426 short.

Expect summer highs near 76°F, winter lows around 40°F, and about 0 sunny days a year.

There's plenty to do — roughly 573 restaurants, arts, and recreation spots per 10k residents.

Tradeoff: home prices run high relative to local incomes, so buying may take longer than elsewhere.

AFFORDABILITY41HOUSING11JOBS56SAFETY60CLIMATE69AMENITIES61

The Oceanside fit print

Est. monthly cost

$5,546/mo

Typical rent

$2,974/mo

Home value ÷ income

7.5×

Score breakdown

Affordability
41
Housing
11
Jobs
56
Safety
60
Climate
69
Amenities
61

The data behind the score

Money (Census ACS · HUD)

Median gross rent
$2,974/mo
Median home value
$702,000
Median household income
$93,724
Population
172,542

Work (BLS)

Unemployment rate
0.0%
Job growth (1yr)
0.0%

Safety (FBI CDE, per 100k)

Violent crime rate
0
Property crime rate
0

Climate (NOAA normals)

Avg. summer high
76°F
Avg. winter low
40°F
Sunny days / year
0
Days ≥100°F by 2050 (air temp)
≈1/yr
Dangerous humid days by 2050 (feels-like)
≈0/yr
Unhealthy air days
≈10/yr
Annual rain
14"
Annual snow
0"

Community & access (approx.)

2024 county margin
D+17
Bachelor's degree or higher
≈34%
Major airport
≈15 mi
Time zone
PT
Walkability
40/100
Transit
30/100
Disaster risk
50/100
Top natural hazard
Wildfire
Local pay is tight here. A typical Oceanside household earns about $94k, roughly 12% below the $107k it takes to cover local costs here. Local pay stretches, but it's tight.
A citywide number is an average. Rent, safety, and everything else vary block by block — treat these figures as a starting point and research specific neighborhoods before committing.

Data vintage: acs2023-5yr+zori-2026-06-30. Sources & methodology

Natural-hazard risk

Wildfire

high risk

Hurricanes

low risk

Tornadoes

low risk

Flooding

high risk

Earthquakes

high risk

Severe winter

low risk

Per-hazard risk-index scores from FEMA's National Risk Index for this city's county, with any hazard FEMA doesn't score filled in by our model. Screen by hazard from search.

Track Oceanside affordability

We'll email you if rents or costs in Oceanside shift. Occasional, no spam.

We'll only email you what you asked for. Unsubscribe anytime. See our privacy policy.

Go deeper

Buy vs. rent the median home

Owning the median Oceanside home would run about $4,815/mo (mortgage, tax, insurance, upkeep) versus $2,974/mo to rent — about $1,841/mo more to buy at today's 6.60% rate.

To own$4,815/mo
Mortgage (P&I)
$3,587
Property tax
$439
Insurance (state avg)
$205
Maintenance
$585
To rent$2,974/mo

Buying costs about $1,841/mo more.

Median home $702,000 · $140,400 down

Estimate only: 30-year fixed, state-average property tax and homeowners insurance, ~1%/yr maintenance. Part of the mortgage payment builds equity, which a pure outlay comparison ignores; and the median home is typically larger than the median rental, which biases the gap toward renting. Ignores closing costs, HOA dues, PMI on low down payments, and the opportunity cost of the down payment. Not a lending quote.

What will the move cost?

Moving to Oceanside

About 2,420 mi from New York, NY.

DIY — rental truck

$3,000$4,300

One-way truck, mileage, and fuel. Your labor.

Full-service movers

$7,400$10,650

Pros load, drive, and unload. Packing usually extra.

Rough estimates from distance and household size — real quotes vary with season, access, exact inventory, and fuel. Get a few binding quotes before you book.

Find jobs in Oceanside

Opens each board's search pre-filled for Oceanside, CA.

Nearby cities

Cities like Oceanside

see all 9 →